Heat the oil in a large pot over a medium high heat. Add the onion, pepper and chilli and cook until the vegetables are soft. Add the garlic and spices with a good sprinkling of salt and pepper. Stir so that everything is coated in the spices.
Pour in the stock, tomatoes and beans and bring to the boil. Simmer for half an hour then add the rice and cook for another 15 minutes until the rice is tender. Stir through the cheddar cheese just before serving the put in bowls and top with the coriander and broken up tortilla chips.
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Notes
Nutrition information is an estimate and will vary depending on the exact ingredients used.